Property Insurance for Rental Properties and Tenants in Florida

Many people worry about how to protect their personal property in the event of a hurricane or big storm. One of the solutions is to purchase property or renters’ insurance to insure expensive items like TV’s, musical equipment, computers, jewelry and important documents. Renters insurance is usually cheap and can help protect your property if it’s damaged or stolen. However, you need to be careful when purchasing insurance and understand what’s covered in your plan.

Important Questions to Ask about Renters’ Insurance in Florida

Listed below are some helpful questions to ask if you are considering purchasing renters’ insurance in Florida:

  • What about natural disasters? If you live in Florida, it’s especially important to know whether your renters’ insurance covers natural disasters like hurricanes. You may have to purchase an additional policy to cover damage from hurricanes.
  • What’s covered in the plan? Review the plan carefully and ask insurance agents about the specific valuables of concern and whether they will be covered under the plan. Also, be sure to ask agents what is excluded from your plan.
  • How long has the plan and company been around? Doing your own research and looking into the company selling the insurance can protect you against fraudulent insurance plans.

There’s a lot on the line when you buy renters’ insurance. Knowing what questions to ask can make the difference between protecting your valuables or potentially losing everything.

What else can I do to Protect My Valuables?

Buying renters’ insurance is a good start, but it isn’t the only step you should take to protect your valuables. After purchasing your insurance, take pictures of everything valuable you own and wish to protect, including important documentation like marriage and birth certificates. In the event of a storm or hurricane, put what valuables you can in waterproof containers or plastic bags and store them somewhere safe. When filing a claim, insurance companies may ask for evidence of your valuables. Your records and pictures could be important in deciding your claim.

Reach Out to an experienced Florida Hurricane Claims Lawyer

It’s a good idea to consult with an experienced Florida hurricane claim attorney to help you go over the specifics of your insurance plan. At Johnson, & Williams P.A., we have years of experienced dealing with insurance companies, and in the event of damaged property we can help you receive fair compensations for your hurricane claims. Call us today at (407) 245-1268 or contact us for a free consultation. We have Orlando hurricane claims lawyers serving Greater Orlando, Winter Haven and Kissimmee, Florida ready to help you now.