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Insurance

Types of Flood Insurance Available in Florida

Even if you have homeowner’s insurance (required by mortgage lenders, but important even for those who don’t have a mortgage), or commercial property insurance, coverage for flooding is not included and must be purchased separately. Thinking that just because you haven’t experienced a flood in the past decade or more, and therefore you don’t need flood insurance, is to put your most valuable asset, your home or your business property, in jeopardy.

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Insurance

How Can an Orlando Business Interruption Lawyer Help You?

Owning a business means more than attending to day-to-day operations, it means thinking about all those “what ifs?”. In Florida, what ifs include damage from hurricanes, lightning strikes, fires and any number of disasters that can affect your ability to keep your business up and running.

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Insurance

How to Fight Low-Ball Offers from Your Insurance Company After a Hurricane in Orlando

Once you’ve totaled everything up, you expect your insurer to honor all the terms of your policy. After all, you’ve diligently paid your premiums since you’ve owned your house. So, it may come as a shock when the insurance company offers you far less than you expected and what you need to accomplish all the repairs and replace furniture, clothing, utensils, appliances and other assets.

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Insurance

These Are the Insurance Claim Mistakes that can Cost You Thousands

Your deductible is the amount of money you have to pay before your claim is settled. When you purchased your homeowner’s insurance, you decided how much that deductible would be. Generally, it’s based on what you think you can afford.

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Hurricane

Concurrent Causation and Hurricane Claims in Florida

While we all buy homeowner’s insurance to protect us from losses and damages to our residence and the assets it contains, it’s also true that insurance companies are for-profit businesses.

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Insurance

Is Your Home Protected? Here are Eight Types of Homeowners Insurance You Need to Know About

Homeowners insurance is something we don’t want to think about, even though we know we need it to protect our house, our belongings, and ultimately, our family. In Florida, where hurricanes and lightning strikes are a constant threat, it’s essential to have the right amount of coverage so that when we need to make a claim, our coverage will meet our needs.

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