Blog

Dec
18
2017
For the vast majority of people who buy a house, the property will be their most valuable investment. To that end, you must take out an insurance policy to protect that investment, especially here in Florida where tropical storms and hurricanes happen regularly. Below are a few key considerations to keep in mind when taking out a homeowners’ insurance policy in the Sunshine State: You may need additional coverage Homeowners’ insurance covers most types of damage that can occur to your home, but not all. You may need additional, separate policies to cover certain types of storm-related damage. Flooding, for example, is covered under flood insurance policies, not homeowners’ insurance policies. Instead, floor insurance is provided through the National Flood Insurance Program, which the Federal Emergency Management Agency oversees. Other flood insurance policies are available through private insurers, but they are typically more expensive and may not have the same limits that the federal programs do. Windstorm damage is also not covered by most homeowners’ insurance policies, meaning you should get a separate windstorm insurance policy if you live in hurricane-affected areas. Windstorm insurance is usually available through private insurance companies and state-run insurance pools. It covers damage from any high winds—not just windstorm damage in hurricanes.
Jul
17
2017
The amount of compensation offered for a property damage claim comes down to the type of policy you bought in the first place. Learn more in this blog post.
Jun
20
2017
With hurricane's & storms posing a consistent threat in Orlando, FL, many people are faced with having to file a claim with insurance. Learn key steps here.
May
29
2017
After a major storm or hurricane in Orlando, Fl, follow these tips for filing an insurance claim. For help, contact Johnson & Williams at (407) 245-1268.
May
20
2017
If you were involved in an accident with an uninsured driver, you will need to file an uninsured motorist claim. Click to learn more.