A small leak upstairs just turned into a big leak downstairs. Now, there’s a bathtub and ceiling debris in your living room. But you have homeowner’s insurance, so no problem, right?
Maybe not. What if your claim is denied?
Many people find it hard to believe that insurance claims are often denied until it happens to them. Since insurance companies deal with a lot of claims, their goal is to resolve them swiftly and affordably. And whenever possible, not at all. Simply put: if your insurer sees an opportunity to reduce or deny your claim for any reason whatsoever, they will take it.