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Homeowners insurance is something we don’t want to think about, even though we know we need it to protect our house, our belongings, and ultimately, our family. In Florida, where hurricanes and lightning strikes are a constant threat, it’s essential to have the right amount of coverage so that when we need to make a claim, our coverage will meet our needs.
If your claim is denied on the grounds of pre-existing conditions, you have the option of appealing the claim. Also, sometimes claims are partially denied, in which case your insurance company may pay for some damage, but not the part they conclude existed previously.
Having property insurance for your home is an important part of protecting your family and loved ones in case of an emergency or disaster. It is especially important in states prone to natural disasters like tropical storms and hurricanes, such as Florida.
If you live in Florida, you already know hurricanes should be taken seriously and prepared for. One of the best ways you can protect yourself, your family, and your home is by making sure you have good homeowners and hurricane insurance. Don’t wait until June, when hurricane season arrives, to start making preparations.
Part of being a Floridian means knowing how to prepare before and after a hurricane. Many citizens take pride in knowing how to protect themselves, their families, communities, and property.